Posts by Frank Valente
Is now a better time to be a Seller or a Buyer?
This report is current for December 2018. When I talk with perspective sellers this time of year, a very common comment is …” We are going to wait until Spring….”. I understand that this is a common perception. But I have tracked our market for the last 10 years. I always review the current…
Read MoreIs our Real Estate Market headed for a crash?
Is our real estate market headed for a bust? Or maybe just a correction? My quick answer is the market is changing got sure. For purposes of the market, I will look at the market in Sacramanto, Placer, and El Dorado counties. This region extents from Sacramento going up both the Highway 80 and…
Read MoreAre You Spending TOO Much on Rent?
Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money for the future while comfortably covering […]
Taking Fear Out of the Mortgage Process
A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll […]
Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner
With home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller is not. Sellers must realize that […]
Still Think You Need 15-20% Down to Buy a Home? Think Again!
According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged into prime homebuying age, there will no doubt be an uptick in […]