Valente Realty Group

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... serving the the real estate needs of buyers and sellers in South Placer County

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Study: FSBOs Don’t Save Real Estate Commission

By Frank Valente | September 3, 2017

Study: FSBOs Don’t Save Real Estate Commission | Simplifying The MarketOne of the main reasons why For Sale By Owners (FSBOs) don’t use a real estate agent is because they believe they will save the commission an agent charges for getting their house on the market and selling it. A new study by Collateral Analytics, however, reveals that FSBOs don’t actually save anything, and in […]

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Q3 Real Estate Market Update 2017

By Frank Valente | September 2, 2017

I wanted to give everyone a real estate update. This update looks at the real estate market for Placer, Sacramento, and El Dorado counties. When we observe a market over a 12 month period, one can see the trends. I compared the most recent quarter for 2017 and compared that to the same quarter 12 months ago. Inventory– The amount of resale homes has decreased 14% in the last 12 months Sales– Sales are somewhat consistant. Closed sales have increased about 1.2% in the last 12 months. Prices– Values have increased 8% in the last 12 months! The demand with the lower inventory has caused an increase in demand. Here are a couple of points to keep in mind: 1. New home construction is an unknown. More and more new developments are just getting approved and started. These new homes will have an affect on the shortage of homes. 2. Low interest rates– Eventhough we are in a seller’s market, the current historic low interest rates make purchasing a home a smart investment. If interest rates increase, we may not see the same demand. 3. Local economy and jobs- People need jobs and income to quaify for new homes. Our…

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Empty Nesters: Best to Remodel or Time to Sell?

By Frank Valente | August 31, 2017

Empty Nesters: Best to Remodel or Time to Sell? | Simplifying The MarketYour children have finally moved out and you and your spouse now live alone in a four-bedroom colonial (or a similar type of house). You have two choices to make: Remodel your house to fit your current lifestyle and needs Sell your house and purchase the perfect home Based on the record of dollars spent […]

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Number of Buyers Putting Down Less Than 10% Hits 7-Year High

By Frank Valente | August 30, 2017

Number of Buyers Putting Down Less Than 10% Hits 7-Year High | Simplifying The MarketAccording to Black Knight Financial Service’s Mortgage Monitor Report, 1.5 million Americans have purchased a home with down payments under than 10% over the last 12 months. This is great news for buyers as this marks a 7-year high. Many mortgage programs offered by agencies like Freddie Mac and Fannie Mae allow buyers to put […]

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Where Are the Home Prices Heading in The Next 5 Years?

By Frank Valente | August 29, 2017

Where Are the Home Prices Heading in The Next 5 Years? | Simplifying The MarketToday, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and investment & market strategists about where they believe prices are headed over the next five years. They […]

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Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750

By Frank Valente | August 28, 2017

Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750 | Simplifying The MarketThe results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market. One such study by the Wharton School of Business at the University of Pennsylvania revealed that many millennials have not yet considered purchasing homes simply because […]

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Homeowner’s Net Worth Is Still Greater Than a Renter’s

By Frank Valente | August 27, 2017

Homeowner’s Net Worth Is Still Greater Than a Renter’s | Simplifying The MarketEvery three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).  The latest survey data, covering 2014-2016 will […]

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Why Is It Important to Use a Professional to Sell Your Home?

By Frank Valente | August 26, 2017

Why Is It Important to Use a Professional to Sell Your Home? | Simplifying The MarketWhen a homeowner decides to sell their house, they obviously want the best possible price for it with the least amount of hassles along the way. However, for the vast majority of sellers, the most important result is actually getting their homes sold. In order to accomplish all three goals, a seller should realize the […]

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More Boomerang Buyers Are about to Enter the Market

By Frank Valente | August 24, 2017

More Boomerang Buyers Are about to Enter the Market | Simplifying The MarketWe previously informed you about a study conducted by TransUnion titled, “The Bubble, the Burst and Now – What Happened to the Consumer?” The study revealed that 1.5 million homeowners who were negatively impacted by the housing crisis could re-enter the housing market between 2016-2019. Recently, HousingWire analyzed data from the US Bankruptcy Courts and revealed that […]

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What State Gives You the Most ‘Bang for Your Buck’?

By Frank Valente | August 23, 2017

What State Gives You the Most ‘Bang for Your Buck’? [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

  • Thinking of moving across the country? How far will your money take you?
  • The majority of states in the Midwest and South offer a lower cost of living compared to Northeast and Western states.
  • The ‘Biggest Bang for your Buck’ comes in Mississippi where, compared to the national average, you can actually purchase $116.01 worth of goods for $100.
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Begin Your Home Search here:

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Home Communities

I specialize in these home communities. 

PENRYN
GRANITE BAY
AUBURN
ROSEVILLE
ROCKLIN
GRASS VALLEY
NEWCASTLE
LOOMIS
LINCOLN
COLFAX

TESTIMONIALS

“Frank helped me find a perfect house for me and my family and it was a very simple, easy process. He followed up often, we talked on the phone or via email. He made sure that the underwriter was doing everything on time so we could move in on time.”

“They were super helpful and walked me through purchasing my first home and were always available, always responsive which made what could have been a really intimidating process very easy, pain-free, and smooth. I asked him a ton of really dumb questions because as a first-time buyer I didn’t know what I didn’t know and rather than pointing me to the answer he went the extra mile and got all of the detailed information for me.”

“We were very happy with it. They advised us that we were asking too much and so we lowered it which they didn’t think was enough yet, but we wanted to try it. So we tried it for several months and it didn’t work so we lowered it again and got a bite. They were honest with us and Mary was very personable and she showed us many homes. We are in our eighties and we had some restrictions at the time so they were always very careful to see that they didn’t take me any place that I couldn’t get around. They have become very dear friends.”




CONTACT US

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Frank Valente

Cell: (916) 257-0893

Office: (916) 290-0332

DRE # License Number: 01365213

Loomis, CA

eXp Realty of California, Inc.

Brokerage DRE # 01878277

© 2018 Frank Valente Real Estate. All Rights Reserved.