FRANK VALENTE REAL ESTATE

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... serving the the real estate needs of buyers and sellers in South Placer County

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Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750

By Frank Valente | August 28, 2017

Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750 | Simplifying The MarketThe results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market. One such study by the Wharton School of Business at the University of Pennsylvania revealed that many millennials have not yet considered purchasing homes simply because […]

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Homeowner’s Net Worth Is Still Greater Than a Renter’s

By Frank Valente | August 27, 2017

Homeowner’s Net Worth Is Still Greater Than a Renter’s | Simplifying The MarketEvery three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).  The latest survey data, covering 2014-2016 will […]

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Why Is It Important to Use a Professional to Sell Your Home?

By Frank Valente | August 26, 2017

Why Is It Important to Use a Professional to Sell Your Home? | Simplifying The MarketWhen a homeowner decides to sell their house, they obviously want the best possible price for it with the least amount of hassles along the way. However, for the vast majority of sellers, the most important result is actually getting their homes sold. In order to accomplish all three goals, a seller should realize the […]

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More Boomerang Buyers Are about to Enter the Market

By Frank Valente | August 24, 2017

More Boomerang Buyers Are about to Enter the Market | Simplifying The MarketWe previously informed you about a study conducted by TransUnion titled, “The Bubble, the Burst and Now – What Happened to the Consumer?” The study revealed that 1.5 million homeowners who were negatively impacted by the housing crisis could re-enter the housing market between 2016-2019. Recently, HousingWire analyzed data from the US Bankruptcy Courts and revealed that […]

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What State Gives You the Most ‘Bang for Your Buck’?

By Frank Valente | August 23, 2017

What State Gives You the Most ‘Bang for Your Buck’? [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

  • Thinking of moving across the country? How far will your money take you?
  • The majority of states in the Midwest and South offer a lower cost of living compared to Northeast and Western states.
  • The ‘Biggest Bang for your Buck’ comes in Mississippi where, compared to the national average, you can actually purchase $116.01 worth of goods for $100.
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Time to “Move up”?

By Frank Valente | August 22, 2017

Is now the market to be a “move up” buyer? Here are some factors to consider. 1. Have you built up sufficient equity in your current home. If you are now in position to put over 20% down. In this case you now may be in a position to avoid mortgage insurance ( PMI or MI). 2. Making a move now will help you take advantage of today’s historic low interest rates. 3. Are you moving to a more desirable location or neighborhood? By moving to a “better location”, you will likely see even greater appreciation in the future. In other words, you are trading once house for another that is a better investment. If you have any questions on Real Estate please call/text Frank at 916-257-0893 or email frank@frankvalente.com

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To Stage…or Not to Stage? That Is the Question!

By Frank Valente | August 18, 2017

To Stage...or Not to Stage? That Is the Question! [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

  • The National Association of Realtors surveyed their members & released the findings of their Annual Profile of Home Staging.
  • 50% of staged homes saw a 1-10% increase in dollar value offers from buyers.
  • 77% of buyer’s agents said staging made it easier for buyers to visualize the home as their own.
  • The top rooms to stage to attract more buyers are the living room, master bedroom, kitchen, and dining room.
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Hey, Millennial Homeowners!! Now May Be Time to Sell

By Frank Valente | August 14, 2017

Hey, Millennial Homeowners!! It May Be Time to Sell | Simplifying The MarketContrary to what many believe, Millennials are not the ‘renter’ generation. Millennials purchased a larger percentage (34%) of homes in the U.S. than any other age group in 2017 and the most recent Census Bureau report shows that the homeownership rate among Millennials is finally on the rise. Many Millennials took advantage of post housing […]

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Millennial Homeownership Rate Increases

By Frank Valente | August 11, 2017

Millennial Homeownership Rate Increases | Simplifying The MarketRecent headlines exclaimed the homeownership rate, as reported by the Census Bureau, rose again in the second quarter of 2017. What didn’t get much attention in the reports is that the homeownership rate for American households under the age of 35 increased a full percentage point from last quarter’s 34.3% to 35.3%. Millennials proved to […]

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93.9% Of Homes in The US Have Positive Equity

By Frank Valente | August 10, 2017

93.9% Of Homes in The US Have Positive Equity | Simplifying The MarketCoreLogic’s latest Equity Report revealed that ninety-one thousand residential properties regained equity in Q1 2017. The outlook for 2017 remains positive as well, as an additional 600 thousand properties will regain equity if home prices rise another 5% this year.  The study also revealed that: Roughly 63% of all homeowners have seen their equity increase since Q1 2016 […]

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Begin Your Home Search here:

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Home Communities

I specialize in these home communities. 

PENRYN
GRANITE BAY
AUBURN
ROSEVILLE
ROCKLIN
GRASS VALLEY
NEWCASTLE
LOOMIS
LINCOLN
COLFAX

TESTIMONIALS

“Frank helped me find a perfect house for me and my family and it was a very simple, easy process. He followed up often, we talked on the phone or via email. He made sure that the underwriter was doing everything on time so we could move in on time.”

“They were super helpful and walked me through purchasing my first home and were always available, always responsive which made what could have been a really intimidating process very easy, pain-free, and smooth. I asked him a ton of really dumb questions because as a first-time buyer I didn’t know what I didn’t know and rather than pointing me to the answer he went the extra mile and got all of the detailed information for me.”

“We were very happy with it. They advised us that we were asking too much and so we lowered it which they didn’t think was enough yet, but we wanted to try it. So we tried it for several months and it didn’t work so we lowered it again and got a bite. They were honest with us and Mary was very personable and she showed us many homes. We are in our eighties and we had some restrictions at the time so they were always very careful to see that they didn’t take me any place that I couldn’t get around. They have become very dear friends.”




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