Valente Realty Group
... serving the the real estate needs of buyers and sellers in South Placer County
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How to buy a short sale? Some may think this could be a April’s Fools day joke!!! But it can be done! For more information call Frank at 916-257-0893 or email firstname.lastname@example.org, visit frankvalente.com, Please comment.Read More
What is a short sale? For more information call Frank at 916-257-0893 or email email@example.com, visit frankvalente.com, please leave a comment!Read More
There are three types of 1031 tax deferred exchanges that can take place: 1.) Straight exchanges—two parties trade properties of equal or approximate value. This is the simplest exchange.2.) Multi-party exchanges—this involves three or more parties buying, selling, or exchanging properties. Don’t attempt these exchanges without the aid of a tax professional; they tend to be very complex.3.) Delayed exchanges—this exchange allows the sale of the relinquished property and the buying of the replacement property to occur at different times as long as stringent rules are followed.This is the exchange most often used. What’s the Advantage of the 1031 in Terms of Taxes?As the law’s title indicates, the capital gains tax is deferred, but not eliminated. However deferral is a great way to leverage small real estate holdings into larger ones! Since you can postpone gains, you’re able to use a tax-deferred exchange strategy to transfer equity to a larger property, all without paying taxes!Another advantage is that there’s no limit on exchanges. This means you can make as many exchanges as you want! So, over the course of your lifetime, you can keep growing income and appreciation by adding new properties without having to pay the capital gains tax!If you specialize in buying and…Read More
We would like to wish you and your family a happy holidays! Thank you for all your past business and the referrals you have sent us as well as supporting our video blog. Remember us for any of your real estate needs and have a great and safe new year. See you in 2011! Now please enjoy this article about bi-weekly mortgages. Are Bi-Weekly Mortgage Payments Worth the Time and Effort? In most cases, yes! It’s essentially a process by which you make extra payments on your mortgage. That way, you save interest costs and pay off the loan faster. How Does It Work? You make a payment to your lender every two weeks instead of once a month. This means that each payment is equal to half of the monthly amount due. The result – you’re paying the equivalent of 13 full payments rather than the usual 12. It gets even better! The full amount of the extra payment is applied toward the principal. And because the principal balance is the amount on which interest is calculated, paying down principal results in a reduction in accrued interest! Let’s look a traditional payment monthly schedule vs. a bi-weekly schedule so…Read More
Welcome to my brand new video real estate blog! Every two week’s I’ll update you with a short video on how to make a smart decision in real estate. Today, I’d like to let you in on my home inspector secrets, you may either watch my video above or read the article I put together for you below. Thanks for visiting my blog!You Better Give Sherlock Holmes a Ring! No, you don’t need the fictional detective inspector. However, you do need a home inspector! Think of this as a “pre-emptive strike” to maintain or increase your home’s value before you put it on the market. Here are the benefits an inspector provides you: Benefit 1: The inspector can uncover any problems that need fixing, and you can correct them before any potential buyers enter your home. Such an inspection can prevent your sale from falling through! Benefit 2: With an inspection, you can show prospective buyers receipts to prove the work has been done. Buyers love proof! In reality and in their eyes, it underpins the value of your home and the asking price. Benefit 3: You may be able to factor the cost of the inspection into the asking price for your home! Benefit 4: When…Read More
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“Frank helped me find a perfect house for me and my family and it was a very simple, easy process. He followed up often, we talked on the phone or via email. He made sure that the underwriter was doing everything on time so we could move in on time.”
“They were super helpful and walked me through purchasing my first home and were always available, always responsive which made what could have been a really intimidating process very easy, pain-free, and smooth. I asked him a ton of really dumb questions because as a first-time buyer I didn’t know what I didn’t know and rather than pointing me to the answer he went the extra mile and got all of the detailed information for me.”
“We were very happy with it. They advised us that we were asking too much and so we lowered it which they didn’t think was enough yet, but we wanted to try it. So we tried it for several months and it didn’t work so we lowered it again and got a bite. They were honest with us and Mary was very personable and she showed us many homes. We are in our eighties and we had some restrictions at the time so they were always very careful to see that they didn’t take me any place that I couldn’t get around. They have become very dear friends.”
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