View the Latest Listings


Sorry we are experiencing system issues. Please try again.

Short Sale’s will get faster with Fannie Mae and Freddie Mac.

By Frank Valente | August 24, 2012

Short Sale’s will get faster with Fannie Mae and Freddie Mac.  The Federal Housing Finance agency (FHFA) is the government receiver for Fannie and Freddie.  The FHFA announce new short sale guidelines that should speed up the short sale process and increase the success rate for homeowners.  To be eligible, a homeowner must have a mortgage whose investor is either Fannie or Freddie.  The new guidelines go into effect on November 1, 2012. A very significant change is that homeowners do not need to be past due on their mortgage.  But they still must prove a “hardship”.   Eligible hardships often include death of a borrower or co-borrower, divorce, disability, or job relocation (such as a job transfer or new employment 50 miles away from their current home). The new FHFA guidelines also permit mortgage servicers to speed up the processing of short sales for borrowers with eligible hardships without needing additional approval from Fannie Mae or Freddie Mac. Other changes include… — Military service members who are being relocated will automatically be eligible for short sales, even if they are current on their mortgages. — Fannie Mae and Freddie Mac will waive the right to pursue deficiency judgments for borrowers who…

Read More

HUD Home for Sale in Sacramento

By Frank Valente | May 18, 2012

HUD Home in Sacramento Overview Maps Photos Market Stats  $290,000 Single Family Home Main Features 5 Bedrooms 4 Bathrooms 1 Unit Interior: 3,341 sqft Lot: 0.16 acre(s) Location 3435 Beretania Way Sacramento, CA 95834 USA To get updates on open home dates and other property events, please click the “Like” button below: Our recent listings HUD Home in Sacramento Beautiful Ranchette Home with 19 acres Walk to Historic Downtown Auburn Masterpiece In The Making Build Your Dream Home in Cool, CA   Subscribe to our listing feed Nearby properties for sale

Read More

Low inventory means HIGHER prices!

By Frank Valente | May 5, 2012

As of today in the Sacramento, El Dorado, and Placer counties we have more homes in a PENDING status (3800) than ACTVE (3500). Historic!  First time in 13 years. Less than a 1 month supply of resale homes. Low inventory with high demand equals HIGHER…

Read More

Frank’s favorite stress reduction technique!

By Frank Valente | May 2, 2012

Frank’s favorite stress reduction technique!  It works!  Please forward, share and comment!

Read More

REO to Rental program! Bad idea!!!!

By Frank Valente | April 28, 2012

The government’s program to turn REO’s (bank foreclosures) into rentals for bulk investors is a bad idea!  We have plenty of first time home buyer’s and local investors who can absorb these homes!
please forward, subscribe, share, o…

Read More

Your Portion of the $25 Billion Settlement

By Frank Valente | April 27, 2012
Read More

New 3.8% Tax on real estate in 2013

By Frank Valente | April 23, 2012

Starting in 2013, there will be an additional 3.8% tax on the sale of residential property as part of the Obama Health care law. Good news for health care, bad news for our real estate markets.  I have included a link with more information.  If you may be selling in 2013 or beyond, you should […]

Read More

Rental Scam in the Sacramento area!! Renters, Buyers Beware!!!

By Frank Valente | April 19, 2012

This scam actually happened this past week to one of my listings. Criminals are taking the listing information of vacant, bank owned homes and creating “Craigslist’s Adds” for potential renter’s! I had heard of this scam, but it happened this week to my listing in Auburn, Ca. Please feel free to forward, comment. Call Frank […]

Read More

The Home Warranty

By Frank Valente | April 13, 2012
Read More

Get your loan modification approved!!!

By Frank Valente | April 12, 2012

Now is the time to revisit and get your loan modification approved! With the recent government settlement with the large banks, I am seeing more loan approvals. Even if you were not approved before, there is a window of opportunity. Please Forward, …

Read More

Begin Your Home Search here:


Home Communities

I specialize in these home communities. 



“Frank helped me find a perfect house for me and my family and it was a very simple, easy process. He followed up often, we talked on the phone or via email. He made sure that the underwriter was doing everything on time so we could move in on time.”

“They were super helpful and walked me through purchasing my first home and were always available, always responsive which made what could have been a really intimidating process very easy, pain-free, and smooth. I asked him a ton of really dumb questions because as a first-time buyer I didn’t know what I didn’t know and rather than pointing me to the answer he went the extra mile and got all of the detailed information for me.”

“We were very happy with it. They advised us that we were asking too much and so we lowered it which they didn’t think was enough yet, but we wanted to try it. So we tried it for several months and it didn’t work so we lowered it again and got a bite. They were honest with us and Mary was very personable and she showed us many homes. We are in our eighties and we had some restrictions at the time so they were always very careful to see that they didn’t take me any place that I couldn’t get around. They have become very dear friends.”


Please enter your name.
Please enter a valid email.
Please enter a valid phone number.
Please enter a message.

Frank Valente

Cell: (916) 257-0893

Office: (916) 290-0332

DRE # License Number: 01365213

Loomis, CA

eXp Realty of California, Inc.

Brokerage DRE # 01878277

© 2018 Frank Valente Real Estate. All Rights Reserved.