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Buying Remains Cheaper Than Renting in 39 States!

By Frank Valente | October 17, 2017

In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers show that the range is an average of 3.5% less expensive in San Jose (CA), all the way up […]

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Thinking of Selling? You Should Do It TODAY!!

By Frank Valente | October 16, 2017

Thinking of Selling? You Should Do It TODAY!! | Simplifying The MarketThat headline might be a little aggressive; however, as August 2017’s housing market data begins to roll in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME TODAY! In a recent article by CBS News, they explained that the number of existing home sales is shrinking, […]

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4 Reasons to Sell This Fall

By Frank Valente | October 13, 2017

Some Highlights:

Buyer demand continues to outpace the supply of homes for sale! Buyers are often competing with one another for the listings that are available!
Housing inventory is still under the 6-month supply that is needed for a normal housin…

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Net Worth of Homeowners 44X Greater than Renters

By Frank Valente | October 12, 2017

Net Worth of Homeowners 44X Greater than Renters | Simplifying The MarketEvery three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey data, covering 2013-2016 was released two weeks ago. The study revealed that the 2016 median net worth of homeowners was $231,400 – a 15% increase since 2013. At the same time, the median net […]

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Builder Offering to Pay Off Student Loans for Buyers

By Frank Valente | October 11, 2017

Builder Offering to Pay Off Student Loans for Buyers | Simplifying The MarketMillennials are on track to become the most educated generation in history. This means they are also the generation with the most student debt. Depending on the type of degree earned, as well as the prestige of the institution attended, there are some millennials who graduate college with what equates to a mortgage payment. For […]

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Millionaire to Millennials: Buy a Home Now!

By Frank Valente | October 10, 2017

Millionaire to Millennials: Buy a Home Now! | Simplifying The MarketIn a CNBC article, self-made millionaire David Bach explained that “the single biggest mistake millennials are making” is not purchasing a home because buying real estate is “an escalator to wealth.” Bach went on to explain: “If millennials don’t buy a home, their chances of actually having any wealth in this country are little to none. The average homeowner to […]

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No… You Do Not Need 20% Down to Buy NOW!

By Frank Valente | October 9, 2017

No… You Do Not Need 20% Down to Buy NOW! | Simplifying The MarketThe Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The results of the survey show that non-homeowners cite the main reason for not currently owning a home, as not […]

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The Truth About Homeowner Equity

By Frank Valente | October 5, 2017

The Truth About Homeowner Equity | Simplifying The MarketA recent article from a reputable news source was titled: Here’s why some homeowners still can’t sell. In the opening bullets of the article, the author claimed, “Negative equity is one of the main reasons why there are so few homes for sale.” The article then goes on to soften that stance but we want […]

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What to Look for in Your Real Estate Team

By Frank Valente | September 27, 2017

What to Look for in Your Real Estate Team | Simplifying The MarketHow do you select the members of your team who are going to help you make your dream of owning a home a reality? What should you be looking for? How do you know if you’ve found the right agent or lender? The most important characteristic that you should be looking for in your agent […]

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More Than Half of All Buyers Are Surprised by Closing Costs

By Frank Valente | September 26, 2017

More Than Half of All Buyers Are Surprised by Closing Costs | Simplifying The MarketAccording to a survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage. After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of homebuyers were surprised that closing costs were required at all, while another 35% were stunned by how much higher the fees […]

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Home Communities

I specialize in these home communities. 

PENRYN
GRANITE BAY
AUBURN
ROSEVILLE
ROCKLIN
GRASS VALLEY
NEWCASTLE
LOOMIS
LINCOLN
COLFAX

TESTIMONIALS

“Frank helped me find a perfect house for me and my family and it was a very simple, easy process. He followed up often, we talked on the phone or via email. He made sure that the underwriter was doing everything on time so we could move in on time.”

“They were super helpful and walked me through purchasing my first home and were always available, always responsive which made what could have been a really intimidating process very easy, pain-free, and smooth. I asked him a ton of really dumb questions because as a first-time buyer I didn’t know what I didn’t know and rather than pointing me to the answer he went the extra mile and got all of the detailed information for me.”

“We were very happy with it. They advised us that we were asking too much and so we lowered it which they didn’t think was enough yet, but we wanted to try it. So we tried it for several months and it didn’t work so we lowered it again and got a bite. They were honest with us and Mary was very personable and she showed us many homes. We are in our eighties and we had some restrictions at the time so they were always very careful to see that they didn’t take me any place that I couldn’t get around. They have become very dear friends.”




CONTACT US

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Frank Valente

Cell: (916) 257-0893

Office: (916) 290-0332

DRE # License Number: 01365213

Loomis, CA

eXp Realty of California, Inc.

Brokerage DRE # 01878277

© 2018 Frank Valente Real Estate. All Rights Reserved.