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5 House Hunting Tips For First Time Homebuyers

By Frank Valente | July 15, 2013

House hunting can be an exciting prospect, but actually putting all of the thought and effort into finding the perfect house can leave you feeling overwhelmed, especially if you’re not sure about what exactly your perfect house looks like. This blog summarizes information from an article written by contributor Michael Dawson, which gives advice on The Art of House Hunting, and it will help you stay organized in your search. Here are 5 House Hunting Tips For First Time Homebuyers! 1. Talk to a Lender Start by talking to a lender and trying to get preapproved for a home loan. While getting pre-approved does not guarantee that you will be approved in the future for a loan, it can help to give you an idea (hopefully) of what type and amount of loan you’ll qualify for, which will help you set a budget for your housing search. You’ll also need to assess your finances on your own to determine how much you can afford to put toward a mortgage payment every month.   2. Make a list Make a list of things you need, want, and don’t want in order to help you compare houses you come across during…

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Build 10,000 sq ft office/retail in Rocklin, CA!!!!!

By Frank Valente | June 22, 2013

Unbelievable value. Unique opportunity to build a 10,000 sq ft office/retail center in Rocklin, CA. Entitlements in place, blueprints completed, build to suite possible, flexible terms! Highway visibility from Highway 80. 100K pass this location daily!!

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First time homebuyer or Investor needed for Sacramento Home!!!!

By Frank Valente | June 22, 2013

Perfect home for first time home buyer or investor!!!!

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Placer County Real Estate – May 3013 Market Update

By Frank Valente | May 3, 2013
Placer County Real Estate market trendsmarket trends may 2013

Placer County Real Estate-  Market Update…. As we have completed our first quarter in 2013, I thought an update would be appropriate.  Here are some numbers to consider for Placer county… In the last 12 months our active inventory of resale homes available for purchase is down 30.2% from the same time last year.  Also, please keep in mind that our inventory level last year was extremely low.  As I have told several client, Placer County has not seen this low since the 80’s.  This low level is truly historic!  But is it artificial, to a point yes, but read on. Inventory of resale homes in the last 3 months period has risen 10%…..?? Prices in Placer County have appreciated 16/8 % in the last 12 months. Several factors are driving this low inventory.. Lack of equity- anyone that has bought or refinance their homes in the last 8 years is very likely still underwater (they owe more than their house is worth).  Those that are is a positive equity situation, may have bought their homes with larger down payments are be in the local areas that have shown more appreciation. Bulk sales by large CASH investors- In our region,…

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Grass Valley Horse property with guest house

By Frank Valente | April 30, 2013

Come Home and Relax on your Front Porch. Wonderful Country Home on 6.08 acres. Guest Home has separate address 16499 Mackinaw Way.

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Meadow Vista Home-444 Apple Tree

By Frank Valente | April 30, 2013

Unbelievable value! Spanish Villa style home with high ceilings and guest house. Private setting, perfect location with over 4 acres, workshop, and will be great for entertaining. 5 minutes from Highway 80. Bring your contractor. Contact listing agent prior to entry.

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Penryn home- 2890 Buckeye

By Frank Valente | April 30, 2013

THIS IS A MUST SEE HOME! Come home and relax in this well cared for country property… Park like setting… Pride of Ownership shows inside and outside. Master bedroom has outside access to deck. Deck wraps around home and overlooks running creek… One of a kind home with large brick fireplace in living room and pellet fireplace in family room.

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Roseville home- 2116 Beatty Way

By Frank Valente | April 30, 2013

Your new home!! OverviewMaps Photos Market Stats $264,900 Single Family Home Main Features 3 Bedrooms 2 Bathrooms 1 Unit Interior: 1,491 sqft Lot: 00 sqft Location 2116 Beatty Way Suite 600 Roseville, CA 95747 USA To get updates on open home dates and other property events, please click the “Like” button below: Frank Valente (916) 257-0893 Listed by: Frank Valente Our recent listings Move in ready home in Roseville, CA Heritage Oaks ranch!!! View, View, View!!! Clean 5 bedroom 4 bath in Rocklin Rocklin HUD Home   Subscribe to our listing feed Nearby properties for sale

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Move in to Heritage Oaks, Roseville, CA!!!!

By Frank Valente | April 23, 2013

Unpack and Move in!!! Come home and relax in this well maintained home. Backyard lanai and patio will be great for both family entertaining and fun. Nicely landscaped backyard. Open floor plan with family/great room off of the kitchen. Formal dining room and living room. Home is located in the Heritage Oaks community of Roseville.

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Short Sale Debt Forgiveness extended!

By Frank Valente | January 3, 2013

Many have been wondering  about will the  Short  Sale Debt Forgiveness act be  extended through 2014? .  Will the current law be extended or changed?  For the past several weeks are “Leadership in DC” has been locked in a major battle over the so called “Fiscal Cliff”.  Prior to that, most of our ‘leadership” was concerned about being re-elected. Short Sale Debt Forgiveness is extended! The American Taxpayer Relief Act of 2012 was passed late in the evening on January 1st and is expected to be signed by President Obama.  While much of this contentious Bill was disappointing to all and, in effect, kicked the can down the road for more negotiations in the months to come,  the act is a blessing for  blessing for upside-down homeowners. Today I personally  called Congressman Tom McClintock’s office  (His office covers a large part of south Placer county)  and received the following information…… “When a homeowner experiences a debt reduction through mortgage principal forgiveness – such as through short sale, foreclosure, or even loan modification – the amount of debt forgiven is considered taxable income. In 2007, Congress passed the 2007 Debt Forgiveness Relief Act which exempted up to $2 million of debt forgiven on…

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“Frank helped me find a perfect house for me and my family and it was a very simple, easy process. He followed up often, we talked on the phone or via email. He made sure that the underwriter was doing everything on time so we could move in on time.”

“They were super helpful and walked me through purchasing my first home and were always available, always responsive which made what could have been a really intimidating process very easy, pain-free, and smooth. I asked him a ton of really dumb questions because as a first-time buyer I didn’t know what I didn’t know and rather than pointing me to the answer he went the extra mile and got all of the detailed information for me.”

“We were very happy with it. They advised us that we were asking too much and so we lowered it which they didn’t think was enough yet, but we wanted to try it. So we tried it for several months and it didn’t work so we lowered it again and got a bite. They were honest with us and Mary was very personable and she showed us many homes. We are in our eighties and we had some restrictions at the time so they were always very careful to see that they didn’t take me any place that I couldn’t get around. They have become very dear friends.”


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Frank Valente

Cell: (916) 257-0893

Office: (916) 290-0332

DRE # License Number: 01365213

Loomis, CA

eXp Realty of California, Inc.

Brokerage DRE # 01878277

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