Tips and Advice

Are you Selling?

Is now a better time to be a Seller or a Buyer?

This report is current for  December 2018.  When I talk with perspective sellers this time of year, a very common comment is …” We are going to wait until Spring….”.   I understand that this is a common perception.  But I have tracked our market for the last 10 years.    I always review the current inventory on a monthly basis throughout the year. On any given year, the inventory of Active homes is always less in January- February as compared to June- August.  I have found that the listing inventory decreases on any given year by about 20-40% in our…

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Is our Real Estate Market headed for a crash?

  Is our real estate market headed for a bust? Or maybe just a correction?  My quick answer is the market is changing got sure.  For purposes of the market, I will look at the market in Sacramanto, Placer, and El Dorado counties.  This region extents from Sacramento going up both the Highway 80 and Highway 50 “corridors” up to Lake Tahoe.   First let us look at some history.   In this region in the last 5 years, prices have gone up 50%!  We have been seeing a 8-10% increase in prices each year.  Take a look at the chart below.…

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Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner

Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner | Simplifying The MarketWith home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller is not. Sellers must realize that […]

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Where are Home Values Headed over the Next Few Years?

Where are Home Values Headed over the Next Few Years? | Simplifying The MarketThere are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions: The Home Price Expectation Survey – A survey of over 100 market analysts, real estate experts, […]

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Will Home Prices Continue to Increase?

Will Home Prices Continue to Increase? | Simplifying The MarketThere are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational exuberance” (this is also untrue as prices are not at peak levels when they are adjusted for inflation), there […]

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20 Tips for Preparing Your House for Sale This Fall

Some Highlights:

When listing your house for sale, your top goal will be to get the home sold for the best price possible!
There are many small projects that you can do to ensure this happens!
Your real estate agent will have a list of specific sugg…

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What’s Going On With Home Prices?

What’s Going On With Home Prices? | Simplifying The MarketAccording to CoreLogic’s latest Home Price Insights Report, national home prices in August were up 5.5% from August 2017. This marks the first time since June 2016 that home prices did not appreciate by at least 6.0% year-over-year. CoreLogic’s Chief Economist Frank Nothaft gave some insight into this change, “The rise in mortgage rates this […]

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Are We About to Enter a Buyers’ Market?

Are We About to Enter a Buyers’ Market? | Simplifying The MarketHome sales are below last year’s levels, home values are appreciating at a slower pace, and there are reports showing purchasing demand softening. This has some thinking we may be entering a buyers’ market after sellers have had the upper hand for the past several years. Is this really happening? The market has definitely softened. […]

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5 Reasons You Should Sell This Fall!

5 Reasons You Should Sell This Fall! | Simplifying The MarketHere are five reasons why listing your home for sale this fall makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase…and are in the market right now! […]

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Are you Buying?

Meadow Vista Home-444 Apple Tree

By Frank Valente | Apr 30, 2013

Unbelievable value! Spanish Villa style home with high ceilings and guest house. Private setting, perfect location with over 4 acres, workshop, and will be great for entertaining. 5 minutes from Highway 80. Bring your contractor. Contact listing agent prior to entry.

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Penryn home- 2890 Buckeye

By Frank Valente | Apr 30, 2013

THIS IS A MUST SEE HOME! Come home and relax in this well cared for country property… Park like setting… Pride of Ownership shows inside and outside. Master bedroom has outside access to deck. Deck wraps around home and overlooks running creek… One of a kind home with large brick fireplace in living room and pellet fireplace in family room.

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Roseville home- 2116 Beatty Way

By Frank Valente | Apr 30, 2013

Your new home!! OverviewMaps Photos Market Stats $264,900 Single Family Home Main Features 3 Bedrooms 2 Bathrooms 1 Unit Interior: 1,491 sqft Lot: 00 sqft Location 2116 Beatty Way Suite 600 Roseville, CA 95747 USA To get updates on open home dates and other property events, please click the “Like” button below: Frank Valente (916) 257-0893 frank@frankvalente.com http://frankvalente.com Listed by: Frank Valente Our recent listings Move in ready home in Roseville, CA Heritage Oaks ranch!!! View, View, View!!! Clean 5 bedroom 4 bath in Rocklin Rocklin HUD Home   Subscribe to our listing feed Nearby properties for sale

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Move in to Heritage Oaks, Roseville, CA!!!!

By Frank Valente | Apr 23, 2013

Unpack and Move in!!! Come home and relax in this well maintained home. Backyard lanai and patio will be great for both family entertaining and fun. Nicely landscaped backyard. Open floor plan with family/great room off of the kitchen. Formal dining room and living room. Home is located in the Heritage Oaks community of Roseville.

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Short Sale Debt Forgiveness extended!

By Frank Valente | Jan 3, 2013

Many have been wondering  about will the  Short  Sale Debt Forgiveness act be  extended through 2014? .  Will the current law be extended or changed?  For the past several weeks are “Leadership in DC” has been locked in a major battle over the so called “Fiscal Cliff”.  Prior to that, most of our ‘leadership” was concerned about being re-elected. Short Sale Debt Forgiveness is extended! The American Taxpayer Relief Act of 2012 was passed late in the evening on January 1st and is expected to be signed by President Obama.  While much of this contentious Bill was disappointing to all and, in…

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Roseville, CA… 3 bedroom, 2 baths, MOVE IN NOW!!!

By Frank Valente | Dec 14, 2012

Move in ready home in Roseville, CA Overview Maps Photos Market Stats $239,000 Single Family Home Main Features 3 Bedrooms 2 Bathrooms Interior: 1,343 sqft Lot: 0.13 acre(s) Location 890 FiFteen Mile Drive Roseville, CA 95678 USA To get updates on open home dates and other property events, please click the “Like” button below: Frank Valente (916) 257-0893 frank@frankvalente.com http://frankvalente.com Listed by: Frank Valente/RE MAX GOld Our recent listings Move in ready home in Roseville, CA Clean 5 bedroom 4 bath in Rocklin Rocklin HUD Home Lincoln Crossings-HUD Home HUD home in prime Roseville location   Subscribe to our listing…

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A Clean 5 bedroom 4 bath Home in Rocklin Ca for Sale

By Frank Valente | Dec 11, 2012

Clean 5 bedroom 4 bath in Rocklin CA for Sale Overview Maps Photos Market Stats  $269,900 Single Family Home Main Features 5 Bedrooms 3 Bathrooms 1 Partial Bathroom 1 Unit Interior: 2,677 sqft Lot: 14,375 sqft Location 3590 Farron Street Rocklin, CA 95677 USA To get updates on open home dates and other property events, please click the “Like” button below: Our recent listings Clean 5 bedroom 4 bath in Rocklin Rocklin HUD Home Lincoln Crossings-HUD Home HUD home in prime Roseville location HUD Home in Roseville   Subscribe to our listing feed Nearby properties for sale

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Short Sale Debt Foregiveness 2013

By Frank Valente | Nov 28, 2012

Short Sale Debt Foregiveness  2013?  A key tax provision set to expire at the end of the year could trip up the Obama administration’s push to have banks forgive mortgage debt more often for borrowers who are underwater. Five years ago, Congress passed a law, the Mortgage Forgiveness Debt Relief Act, that would prevent households from having to treating certain types of forgiven mortgage debt as taxable income. If the provision expires as scheduled on Dec. 31, it could throw a wrench not only into efforts to trim loan balances for underwater borrowers, but also for short sales, where banks…

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Placer County Real Estate – Median Home Price Up 19% in October Over 2011…Really????

By Frank Valente | Nov 17, 2012

PLACER COUNTY REAL ESTATE UPDATE! Median prices for homes sold in the Sacramento region rose by double digits in October compared with the same month a year before which was recently reported by DataQuick. For Sacramento and Placer counties, it was the largest year-over-year price increase since the height of the housing bubble in late 2005, according to data supplied by the San Diego-based DataQuick. Sacramento’s median home price rose by more than 16 percent from $155,000 in October 2011 to $180,000 in October 2012. Placer County’s median home price rose by nearly 19 percent during the same period, going…

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Frequently Asked Questions

Is now a better time to be a Seller or a Buyer?

By Frank Valente | Dec 10, 2018

This report is current for  December 2018.  When I talk with perspective sellers this time of year, a very common comment is …” We are going to wait until Spring….”.   I understand that this is a common perception.  But I have tracked our market for the last 10 years.    I always review the current inventory on a monthly basis throughout the year. On any given year, the inventory of Active homes is always less in January- February as compared to June- August.  I have found that the listing inventory decreases on any given year by about 20-40% in our…

Read More

Is our Real Estate Market headed for a crash?

By Frank Valente | Nov 12, 2018

  Is our real estate market headed for a bust? Or maybe just a correction?  My quick answer is the market is changing got sure.  For purposes of the market, I will look at the market in Sacramanto, Placer, and El Dorado counties.  This region extents from Sacramento going up both the Highway 80 and Highway 50 “corridors” up to Lake Tahoe.   First let us look at some history.   In this region in the last 5 years, prices have gone up 50%!  We have been seeing a 8-10% increase in prices each year.  Take a look at the chart below.…

Read More

Are You Spending TOO Much on Rent?

By Frank Valente | Nov 2, 2018

Are You Spending TOO Much on Rent? | Simplifying The MarketChances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money for the future while comfortably covering […]

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Taking Fear Out of the Mortgage Process

By Frank Valente | Nov 1, 2018

Taking Fear Out of the Mortgage Process | Simplifying The MarketA considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll […]

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Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner

By Frank Valente | Oct 29, 2018

Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner | Simplifying The MarketWith home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller is not. Sellers must realize that […]

Read More

Still Think You Need 15-20% Down to Buy a Home? Think Again!

By Frank Valente | Oct 28, 2018

Still Think You Need 15-20% Down to Buy a Home? Think Again! | Simplifying The MarketAccording to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged into prime homebuying age, there will no doubt be an uptick in […]

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Where are Home Values Headed over the Next Few Years?

By Frank Valente | Oct 27, 2018

Where are Home Values Headed over the Next Few Years? | Simplifying The MarketThere are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions: The Home Price Expectation Survey – A survey of over 100 market analysts, real estate experts, […]

Read More

Housing Is Still Affordable in the United States!

By Frank Valente | Oct 26, 2018

Housing Is Still Affordable in the United States! | Simplifying The MarketLately, there have been many headlines circulating about whether or not there is an “affordability issue forming in the housing market.” If you are considering selling your current house and moving up to the home of your dreams, but are unsure whether or not to believe what you’re seeing in the news, let’s look at […]

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Buying a Home Can Be Scary… Until You Know the Facts

By Frank Valente | Oct 26, 2018

Buying a Home Can Be Scary... Until You Know the Facts [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts:

  • 72% of buyers who purchased homes this year have put down less than 20%.
  • 4% of loan applications were approved last month.
  • The average credit score of approved loans was 727 in September.
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