Tips and Advice

Are you Selling?

Is now a better time to be a Seller or a Buyer?

This report is current for  December 2018.  When I talk with perspective sellers this time of year, a very common comment is …” We are going to wait until Spring….”.   I understand that this is a common perception.  But I have tracked our market for the last 10 years.    I always review the current inventory on a monthly basis throughout the year. On any given year, the inventory of Active homes is always less in January- February as compared to June- August.  I have found that the listing inventory decreases on any given year by about 20-40% in our…

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Is our Real Estate Market headed for a crash?

  Is our real estate market headed for a bust? Or maybe just a correction?  My quick answer is the market is changing got sure.  For purposes of the market, I will look at the market in Sacramanto, Placer, and El Dorado counties.  This region extents from Sacramento going up both the Highway 80 and Highway 50 “corridors” up to Lake Tahoe.   First let us look at some history.   In this region in the last 5 years, prices have gone up 50%!  We have been seeing a 8-10% increase in prices each year.  Take a look at the chart below.…

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Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner

Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner | Simplifying The MarketWith home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller is not. Sellers must realize that […]

Read More

Where are Home Values Headed over the Next Few Years?

Where are Home Values Headed over the Next Few Years? | Simplifying The MarketThere are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions: The Home Price Expectation Survey – A survey of over 100 market analysts, real estate experts, […]

Read More

Will Home Prices Continue to Increase?

Will Home Prices Continue to Increase? | Simplifying The MarketThere are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational exuberance” (this is also untrue as prices are not at peak levels when they are adjusted for inflation), there […]

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20 Tips for Preparing Your House for Sale This Fall

Some Highlights:

When listing your house for sale, your top goal will be to get the home sold for the best price possible!
There are many small projects that you can do to ensure this happens!
Your real estate agent will have a list of specific sugg…

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What’s Going On With Home Prices?

What’s Going On With Home Prices? | Simplifying The MarketAccording to CoreLogic’s latest Home Price Insights Report, national home prices in August were up 5.5% from August 2017. This marks the first time since June 2016 that home prices did not appreciate by at least 6.0% year-over-year. CoreLogic’s Chief Economist Frank Nothaft gave some insight into this change, “The rise in mortgage rates this […]

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Are We About to Enter a Buyers’ Market?

Are We About to Enter a Buyers’ Market? | Simplifying The MarketHome sales are below last year’s levels, home values are appreciating at a slower pace, and there are reports showing purchasing demand softening. This has some thinking we may be entering a buyers’ market after sellers have had the upper hand for the past several years. Is this really happening? The market has definitely softened. […]

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5 Reasons You Should Sell This Fall!

5 Reasons You Should Sell This Fall! | Simplifying The MarketHere are five reasons why listing your home for sale this fall makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase…and are in the market right now! […]

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Are you Buying?

Tips For Home Improvement Safety

By Frank Valente | Sep 12, 2013

Home improvement projects often call for risky practices. We always preach safety first, but we don’t always practice what we preach. Home Tips recently wrote an article passing along some tips for those of you tackling home improvement projects. Accidents can happen. You need to be especially careful when you are working at heights; with power tools or sharp blades; with heavy, awkward, or toxic materials; or with electricity and natural gas. It isn’t worth it to do your own home improvements if you run a high risk of injuring yourself. 1. Tackle only those tasks that you feel safe…

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NEW LISTING! 405 Dumas Ct in Roseville, California!

By Frank Valente | Sep 11, 2013

  405 Dumas Court, Home For Sale In Roseville, California Overview Maps Photos Video Market Stats $429,000 Single Family Home Main Features 3 Bedrooms 2 Bathrooms Interior: 2,206 sqft Lot: 0.19 acre(s) Location 405 Dumas Court Roseville, CA 95747 USA To get updates on open home dates and other property events, please click the “Like” button below: Frank Valente (916) 257-0893 frank@frankvalente.com http://frankvalente.com   Listed by: Frank Valente, RE/MAX Gold Our recent listings 405 Dumas Court, Home For Sale In Roseville, California 4540 Monument Springs Drive, Land For Sale In Rocklin, California 335 Rio Vista Drive, Home For Sale In…

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New Listing! 4540 Monument Springs Drive in Rocklin, California!

By Frank Valente | Sep 10, 2013

  4540 Monument Springs Drive, Land For Sale In Rocklin, California Overview Maps Photos Video  $647,500 Lots and Land Main Features Lot: 2.20 acre(s) Location 4540 Monument Springs Drive Rocklin, CA 95677 USA To get updates on open home dates and other property events, please click the “Like” button below: Frank Valente (916) 257-0893 frank@frankvalente.com http://frankvalente.com   Listed by: Frank Valente With RE/MAX Gold Our recent listings 4540 Monument Springs Drive, Land For Sale In Rocklin, California 335 Rio Vista Drive, Home For Sale In Auburn, California 5500 China Garden Road, Land For Sale In Rocklin, California 2043 Fairview Lane,…

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NEW LISTING! 335 Rio Vista Drive In Auburn, Caliornia

By Frank Valente | Sep 10, 2013

  335 Rio Vista Drive, Home For Sale In Auburn, California Overview Maps Photos $224,500 Multi Family Main Features 2 Bedrooms 1 Bathroom Interior: 1,720 sqft Lot: 0.29 acre(s) Location 335 Rio Vista Drive Auburn, CA 96503 USA To get updates on open home dates and other property events, please click the “Like” button below: Frank Valente (916) 257-0893 frank@frankvalente.com http://frankvalente.com   Listed by: Frank Valente, RE/MAX Gold Our recent listings 335 Rio Vista Drive, Home For Sale In Auburn, California 5500 China Garden Road, Land For Sale In Rocklin, California 2043 Fairview Lane, Home For Sale In Newcastle, California…

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What Does A Typical Home Inspection Cover?

By Frank Valente | Sep 6, 2013

If you’re looking to buy a home, it’s important that you don’t skip over the home inspection. Inspections vary based on the type of property you’re buying, but the goal is the same: to save you from finding any surprise deficiencies with the home. A home inspector will make sure that the home is safe for living and will inform you of any major issues the home may have. The National Association of Realtors provides a useful article on their blog detailing what a home inspection should cover, so here is a list of things to make sure that your inspector covers.  …

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NEW LISTING! 2043 Fairview Lane in Newcastle, California

By Frank Valente | Aug 29, 2013

  2043 Fairview Lane, Home For Sale In Newcastle, California Overview Maps Photos Virtual Tour Market Stats $429,000 Single Family Home Main Features 3 Bedrooms 1 Bathroom Interior: 1,202 sqft Lot: 4.40 acre(s) Location 2043 Fairview Lane Newcastle, CA 95658 USA To get updates on open home dates and other property events, please click the “Like” button below: Frank Valente (916) 257-0893 frank@frankvalente.com http://frankvalente.com   Listed by: Frank Valente With RE/MAX Gold Our recent listings 2043 Fairview Lane, Home For Sale In Newcastle, California 2116 Beatty Way, Home For Sale In Roseville, California 2890 Buckeye Drive, Home For Sale In…

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Things To Do Near Auburn, California – September 2013

By Frank Valente | Aug 26, 2013

There are a plethora of events going on in Auburn, California, this month. From date nights to family days, you’ll never find yourself in a state of boredom. So, what are you waiting for? Here are some events going on this month that will make you remember why Auburn is a great place to be.   Gold Country Fair When: September 5-8 Admission: $10 It’s that time of year again! Take us back to the good old days with all of the wonderful things a fair has to offer. The Gold County Fair is no different, with events for all…

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How To Buy A Home In 2013

By Frank Valente | Aug 21, 2013

Buying a home is an exciting accomplishment for many people. It can also be a difficult process if you are unsure of what you’re looking for. There are many things that you need to know before buying a home in order to find that one that is right for you. Here are five tips about how to buy a home in 2013…   Make a Wish List Do you want an open floor plan or a big back yard? Create a list of all of the things that you want your new home to have. When looking for homes and…

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5 Apps That Homebuyers Need

By Frank Valente | Aug 13, 2013

Buying a new home can be a very daunting process. Some people get caught up in the stress and anxiety, and forget that it is supposed to be a very exciting life event. There are several ways to ease your stress levels throughout the entire process, and “there’s an app for that” has never been more true of a statement. Here are five of the best phone apps for people who are buying a new home.   Mortgage and Home Loan Calculator – This is the most up to date app that will help you make well-informed financial decisions when…

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Frequently Asked Questions

Is now a better time to be a Seller or a Buyer?

By Frank Valente | Dec 10, 2018

This report is current for  December 2018.  When I talk with perspective sellers this time of year, a very common comment is …” We are going to wait until Spring….”.   I understand that this is a common perception.  But I have tracked our market for the last 10 years.    I always review the current inventory on a monthly basis throughout the year. On any given year, the inventory of Active homes is always less in January- February as compared to June- August.  I have found that the listing inventory decreases on any given year by about 20-40% in our…

Read More

Is our Real Estate Market headed for a crash?

By Frank Valente | Nov 12, 2018

  Is our real estate market headed for a bust? Or maybe just a correction?  My quick answer is the market is changing got sure.  For purposes of the market, I will look at the market in Sacramanto, Placer, and El Dorado counties.  This region extents from Sacramento going up both the Highway 80 and Highway 50 “corridors” up to Lake Tahoe.   First let us look at some history.   In this region in the last 5 years, prices have gone up 50%!  We have been seeing a 8-10% increase in prices each year.  Take a look at the chart below.…

Read More

Are You Spending TOO Much on Rent?

By Frank Valente | Nov 2, 2018

Are You Spending TOO Much on Rent? | Simplifying The MarketChances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money for the future while comfortably covering […]

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Taking Fear Out of the Mortgage Process

By Frank Valente | Nov 1, 2018

Taking Fear Out of the Mortgage Process | Simplifying The MarketA considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll […]

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Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner

By Frank Valente | Oct 29, 2018

Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner | Simplifying The MarketWith home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller is not. Sellers must realize that […]

Read More

Still Think You Need 15-20% Down to Buy a Home? Think Again!

By Frank Valente | Oct 28, 2018

Still Think You Need 15-20% Down to Buy a Home? Think Again! | Simplifying The MarketAccording to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged into prime homebuying age, there will no doubt be an uptick in […]

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Where are Home Values Headed over the Next Few Years?

By Frank Valente | Oct 27, 2018

Where are Home Values Headed over the Next Few Years? | Simplifying The MarketThere are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions: The Home Price Expectation Survey – A survey of over 100 market analysts, real estate experts, […]

Read More

Housing Is Still Affordable in the United States!

By Frank Valente | Oct 26, 2018

Housing Is Still Affordable in the United States! | Simplifying The MarketLately, there have been many headlines circulating about whether or not there is an “affordability issue forming in the housing market.” If you are considering selling your current house and moving up to the home of your dreams, but are unsure whether or not to believe what you’re seeing in the news, let’s look at […]

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Buying a Home Can Be Scary… Until You Know the Facts

By Frank Valente | Oct 26, 2018

Buying a Home Can Be Scary... Until You Know the Facts [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts:

  • 72% of buyers who purchased homes this year have put down less than 20%.
  • 4% of loan applications were approved last month.
  • The average credit score of approved loans was 727 in September.
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